How to Buy a Car Without Getting Ripped Off
Introduction
Sooner or later everybody has to buy a new car. It doesn’t matter if
it’s your third new car or your first, it is inevitable.
Of course, everyone knows that there is an art to buying a new car that everyone must know sooner or later.
Every car buyer knows that there are tricks to getting a car at a
reasonable price. Dealerships and private sellers rarely mark the car’s
actual worth.
Instead, they mark the price up a little so that they can clear a good profit for themselves.
Some dealerships mark the prices up to be able to offer their
salesmen better incentives to sell the cars for them.
Whatever the reason, almost all dealerships can be talked down on
their initial prices, if you know how to haggle properly.
The savvy buyer will know that they can talk the dealership’s prices
down a little bit, if he/she knows the dealer’s lingo and tricks
beforehand and shows that he/she are prepared to deal with them.
Salesmen are there to try and hustle a good price for the company,
while you are trying to hustle a good price for yourself.
If you have ever wanted to get your money’s worth out of buying a car,
then this will be your comprehensive guide to getting through all of
the bull and getting a car at a good price.
Most of
the time, it isn’t even just the deal of buying a car that is the
problem. Dealers and salesmen have a way of getting extra money out of
you for the “extras”.
Many people don’t even realize that they purchased the extras until it’s too late.
Salesmen
speak their own language, and to know when you are being sold on
something that you don’t want, you need to know how to speak the same
language as the salesmen do. This guide will teach you how to get
through that barrier once and for all so that you will never again be
oversold on a car or anything else you want to buy. In this guide you
will learn:
· How to spot a scam from a dealer or salesman
· The best time of the year to buy a new car
· How to get a good purchase price
· Get tips to financing a new car
· How to give your opening price
Buying
a car doesn’t have to be scary and it doesn’t have to be the worst
experience of your life. Many people dread buying anew car because they
know that they are likely going to get ripped off.
You don’t have worry about it anymore because this guide will teach how to avoid that very problem.
So You Wanna Buy A Car?
The first thing that you should know when you want to buy a new car is
that both you and the dealer are looking to get the better end of the
deal.
If you don’t learn anything else from this book you will
learn how to walk away from the deal with both sides being satisfied.
A good deal is a win, win situation for both parties. Most of the
time it is the buyer that leaves unsatisfied.
In this day and age a car is no longer a luxury, but a necessity. You
will likely have to purchase a new car more than once in your life, so
you might as well learn to do it in a way that will make buying the
cars less painful.
If you are looking to buy a car you should begin with these tips.
1. You should purchase your new car at or around Christmas time
because with everybody buying their Christmas presents, not many of
them are looking to buy a new car, and it forces dealerships to up
their sales strategies.
Salesmen are more willing to haggle down to your prices to close the deal.
2. You can also get a good deal from July to October because that is
the time of year when dealerships are trying to get rid of their
inventory to make way for the new models.
3. Purchasing a
car online is becoming a great way to get a new car. Just wait for good
rebates and incentives online and shop around.
Print out your information from the best quotes and bring it to
the dealer that you are most willing to work with.
Bringing in lower quotes from another company might be your best bet in getting a good deal.
4. You should visit http://www.FightingChance.com if you are hoping to
find new car prices, dealer incentives, and the best rebate offers.
This site is the first place that you should go for great advice on
buying a car. It’s even more informative than the Kelley Blue book.
This program for buying new cars can literally save you thousands of
dollars.
5. A good place to start when going into a dealership is to bring a copy of your credit score with you.
It can lower your interest rates on your car loan. Your car
dealer should not know more about you than you do.
6. You can avoid a common scam that dealerships pull. You will often
hear that your financing fell through and that you have to respond by
paying more money on your loan.
Don’t believe it. It’s another reason for you to get a copy of your credit score.
7. Another common scam by dealership salesmen is for them to tell you
that they have found you a lower rate, but that they want you to
re-sign your loan papers.
Usually, that is a downright
lie. Once they pull up your financing information, they have the upper
hand if you don’t know the details about your credit information.
You can get a copy of your credit information online at
http://www.equifax.com for about $10-$15. It’s better to pay $15 now
than thousands later.
8. Don’t bring in a car for trade in if you still owe money on it.
The dealership rarely pays the rest of the loan on time which will
result in you having to pay a great deal of late fees to the bank.
If you do decide to bring a car in that you owe money on, get it in
writing from the dealership that they will pay the balance on the car
within 10 days.
9. Sometimes a dealership may not have all of your options and
must order the car directly from the dealership.
If this happens they will often ask you to pay $500-$1000 for a deposit on the car.
Try not to pay more than $500 and be sure to pay with a credit card
because sometimes the dealership will tell you that there was a price
increase on the vehicle and will want more money.
If you
pay with a credit card you have room to dispute the amount being taken
from you. If you pay by check, you can just consider the money gone.
10. You should never buy a car when you are in desperate need for one because a dealer will see that and take advantage.
You should never wait until an old car is dead before searching for a
new one because you should give yourself time to shop around for one
and get the best deal possible. Desperation often clouds your judgment.